Charlotte Homeowners Insurance Rate Quotes

Looking to save money on Homeowners insurance in Charlotte, NC? We can help. Simply enter your zipcode in the graphic below and hit the go button. We'll provide you with multiple quotes from the best insurance companies. All you need to do is compare the coverage and pick the best policy for you.

As early as 2006, records have shown a slow decline in home values in Charlotte. However, latest figures have shown promising figures as homes are being sold on December 2008 have the average price tag of $429,112. This is a clear improvement of the past year, when homes were reported to have the median asking price of $269,730. This indicates that the effects of the nationwide housing slump are less apparent in the housing market of the city. Most of the houses being sold in the market are resold homes, with the lower percentage comprising of newly constructed homes and foreclosed properties. The latest total inventory of homes being sold in Charlotte now reaches more than 8,300, providing wide range of options and choices for those thinking of purchasing a house in the next few months. In terms of occupancy rates, there are far more permanent homeowners in Charlotte compared to renters. The average rental rate in the city is $668, with prices rising up to $835 for newly constructed, upscale rental properties in the downtown area.

Charlotte, North Carolina - The Queen City

Charlotte is the largest city in the state of North Carolina, with an estimated population of about 671,588 residents. It is part of the greater Charlotte metropolitan area which has a population of 1.9 million people at the latest estimate. The city is also the seat of the Mecklenburg County and was named after Princess Charlotte of Mecklenburg, queen consort to King George III. This led to the city being nicknamed the ‘Queen City.’ Another significant part of its history during the American Revolution led to the city being nicknamed ‘The Hornet’s Nest.’ Charlotte has been chosen as one of the top cities to live in the 2008 survey conducted by CNNMoney.com as well as by relocate-america.com, attesting to its high quality of living. The city is known for its financial services industry, being the headquarters of the Bank of America. Other large corporations calling the city home are Time Warner Cable, Goodrich Corp., Lowe’s, and Continental Tire North America, among others. The motor racing industry also has a significant presence in Charlotte, with the presence of several offices of NASCAR.

Most people stay with the same homeowners insurance company their entire life. You could be paying too much unless your insurance company has customer loyalty discounts. To save money, you should shop your rates around periodically. We can help. If you live in Charlotte, North Carolina and would like to compare your homeowners insurance rates, enter your zip code above and click the go button. We will help you find cheap homeowners insurance rates. Best of all - it's free!